Making Better Financial Decisions

  • What Can a Broker-Dealer Help With When Getting Into Trading?

    11 February 2020

    If you are hoping to get into trading, you might have heard about just how successful some people can be with it. You might have even been doing some research to learn how to do your own trading, but this doesn't mean that it's not worth it to work with a broker-dealer. These are some of the different things that a national broker-dealer consultant can help you with when you get into trading.

  • 4 Retirement Planning Issues Everyone Should Care About

    10 February 2020

    Putting together retirement plans means dealing with a number of financial issues. Whether retirement is decades away or just around the corner, it's a good idea to address the following four areas of concern. Timing and Taxes A number of retirement accounts are designed to have tax benefits that only kick in if you hold onto the money until a certain point. The classic version of this is being able to withdraw money from certain kinds of 401k accounts at or after the age of 59.

  • 4 Smart Financial Tips For Young Adults

    7 February 2020

    As you enter the working world, it is time to get smart about finances. By making smart financial choices from the start of your working life, you can set yourself up for a great financial future. Smart Tip #1: Protect Your Wealth with the Right Insurance The first thing you need to do as a young adult is to make sure you are protecting your wealth with the right type of insurance.

  • Fee-Based, Commission, Or Fee-Only — Which Financial Planner Should You Use?

    7 February 2020

    Do you want to work with a financial planner? Many Americans underestimate the value of using a trained professional to help manage their investments — even modest ones — to make the most of their money and the time they have to plan. Part of the reason that financial planners are underutilized is the perception that this will cost significant amounts of money.  The reality, though, is that there are a variety of ways to make financial planning services more affordable.

  • When Making Sense Makes You Cents: 5 Ways Financial Planning Services Help You Prepare For The Uncertain Future

    5 February 2020

    Even with your financial feet on the ground, the world around you doesn't likely radiate certainty and confidence, especially with political volatilities playing out at home and abroad, environmental threats unraveling almost daily, and doomsday medical scenarios like the Coronavirus exploding across headlines. If there's one certainty in life, it's that the future isn't always certain; however, if you have your finances well planned, making sense of your future should make cents for your future.

  • Recovering From Ruin: How To Repair Your Credit Faster For A More Secure Financial Future

    4 February 2020

    In life, some mistakes have more of a negative impact than others, especially when it comes to your finances. As discouraging as facing financial ruin is, you need to be able to pick yourself up, dust yourself off, and follow a plan of recovery. Carefully Check Your Score On Different Sites There are many sites and services that promise to show you your credit score and how to bring it back up; however, you should use only well-known and reputable sources to avoid having too many unnecessary inquiries into your report, as well as to protect your sensitive data.

  • 3 Reasons To Open A Traditional IRA Before The Deadline This Year

    14 January 2020

    Are you looking for another investment to put some money into? If so, have you considered a traditional IRA? This type of investment offers so many great benefits, and you can put up to $6,000 a year (or more if you are older) in this type of account. So, here are three reasons you should aim to open one and invest in it before the deadline this year. It is a retirement investment